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Quick reference

Bankroll Quick Reference

Unit sizing, stop-loss rules, drawdown survival math — for the bettor who wants the numbers, not the lecture.

Unit sizing by bankroll

A 'unit' is your standard bet size. Most professional bettors size at 1% of bankroll per typical bet, with a 2-3% allowance for higher-conviction plays.

Bankroll0.5% (cautious)1% (standard)2% (high conviction)3% (max)5% (red flag)
$500$2$5$10$15$25
$1,000$5$10$20$30$50
$2,500$12$25$50$75$125
$5,000$25$50$100$150$250
$10,000$50$100$200$300$500
$25,000$125$250$500$750$1250

5% of bankroll per bet is excessive for any sustained strategy. Avoid.

Stop-loss rules

  • Daily stop: 5-7% of bankroll. Lose this much in a day, walk away.
  • Weekly stop: 12-15% of bankroll. Re-evaluate strategy.
  • Monthly stop: 25% of bankroll. Take a hard look at process.
  • Tilt rule: after two consecutive losses, halve your unit size for the next 5 bets.

Drawdown survival

Even +EV strategies experience long losing streaks. Plan for them.

Win rate (-110)Probability of 5-bet losing streak10-bet streak15-bet streak
52.4% (break-even)2.4%0.06%0.001%
54%2.0%0.04%0.0008%
56%1.6%0.02%0.0004%

Single-streak probabilities. Across a 500-bet season, you'll see at least one 5-loss streak with very high probability — this is variance, not edge failure.

Kelly Criterion shortcut

Full Kelly is mathematically optimal for compounding but emotionally brutal because of the variance. Most pros use fractional Kelly (¼ to ½). Quick rule:

  • Edge of 1-2%: bet 0.5% of bankroll.
  • Edge of 3-5%: bet 1% of bankroll.
  • Edge of 5-8%: bet 1.5-2% of bankroll.
  • Edge of 8%+: bet 2-3% — but check your model carefully; double-digit edges are rare and usually wrong.

For exact sizing: Kelly calculator.

The four rules

  1. Never bet money you can't afford to lose.
  2. Cap unit size at 2-3% of bankroll.
  3. Track every bet. Track CLV.
  4. Never chase. The math hates you for it.

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